SMSF Loans
Important — what we do, and what we don’t. SecureMy Loans arranges credit. We are not licensed to provide financial product advice, and nothing on this page is advice about superannuation, about establishing or operating a self-managed super fund, or about whether property is a suitable investment for your fund. Decisions about your fund’s strategy, structure and compliance rest with the fund’s trustees, their accountant and a licensed financial adviser. We recommend you obtain that advice before entering into any SMSF borrowing arrangement.
SMSF Property Lending, Arranged for Your Fund
We specialise in Self-Managed Super Fund (SMSF) loans for both residential and commercial properties, for funds that already hold, or are preparing to acquire, a property.
If you currently have an SMSF loan, there’s a good chance you could be paying more than you need to. We are here to help you explore your options and refinance your SMSF loan with ease. We offer a straightforward, hassle-free refinancing process so your fund’s trustees can see how the current loan compares with what is available.
Speak with us to understand the finance options available to your fund. Decisions about your fund’s strategy remain with the trustees and their licensed advisers.
Why Choose SecureMy Loans for your SMSF Loans?
Clear, Guided Applications
SMSF applications have extra requirements; we prepare yours properly the first time.
Options Compared
We compare available pricing across lenders that accept SMSF applications.
Tailored Loan Solutions
Customised to suit your business or personal needs.
Support
Our specialists guide you through every step of the process
Our SMSF Loans
Services
New SMSF Loans – Finance for a Property Purchase Inside Your Fund
Where your fund’s trustees have decided to acquire a property, we arrange the lending. We identify which lenders accept SMSF applications, what each requires, and manage the application through to settlement.
Refinance Your SMSF Loan – Reviewing an Existing SMSF Loan
When was the last time you reviewed your SMSF loan? Refinancing may reduce the interest cost to the fund, though whether it is appropriate depends on the fund’s circumstances and any advice its trustees have received. We can show you what is currently available so that decision is an informed one.
Low-Doc SMSF Loans – Flexible Options for Self-Employed Investors
Where trustees are self-employed, standard income verification can be difficult. Low-doc and alt-doc options accept alternative documentation such as BAS statements or an accountant’s declaration, subject to each lender’s policy.
Limited Recourse Borrowing – Structuring SMSF Loans the Right Way
SMSF borrowing is generally structured as a Limited Recourse Borrowing Arrangement (LRBA). We arrange finance that fits that structure and work alongside your accountant and licensed adviser, who are responsible for the fund’s compliance with the SIS Act and its trust deed.
Your Financial Goals Start Here Let’s Make It Happen!
Whether it’s a home, car, or SMSF loans, we’ve got you covered!
The Home Loan ProcessHow it Works
Initial Consultation
Let us know the asset you’re looking to finance—whether it’s equipment, vehicles, machinery, or business tools.
Get Personalised Loan Options
Our finance specialists assess your needs and provide tailored loan solutions with competitive rates and flexible terms.
Fast Approval & Funding
Once approved, funds are released quickly so you can secure your asset without delay.
Start Using Your Asset
With financing sorted, you can focus on using your asset to grow your business or improve efficiency.
