Terms & Conditions

Secure My Loans Effective Date: Wednesday, 12 March 2025

1. Introduction

Welcome to Secure My Loans. By accessing and using our website securemyloans.com.au, you agree to comply with the following Terms and Conditions. If you do not agree with these terms, please do not use our website or services.

2. Definitions

• “We,” “Us,” “Our” refers to Secure My Loans.
• “You,” “Your” refers to users, clients, or visitors of our website and services.
• “Services” refers to any loan-related assistance, financial advice, or content provided on our website.

3. Use of Website

• You agree to use our website and services in compliance with all applicable laws and regulations in Australia.
• You must not use this website for any fraudulent, unlawful, or abusive activities.
• We reserve the right to suspend or terminate access to users who violate these terms.

4. Loan Eligibility and Applications

• Any information provided on our website does not constitute financial advice or loan approval.
• Loan approvals are subject to assessment by financial institutions and lenders.
• We are not responsible for decisions made by third-party lenders or credit providers.

5. Accuracy of Information

• While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, reliability, or accuracy of any content on our website.
• You acknowledge that financial terms and loan conditions are subject to change without notice.

6. Intellectual Property

• All content, logos, trademarks, and materials on our website are the intellectual property of Secure My Loans.
• You may not copy, reproduce, distribute, or use any content from this website without our prior written consent.

7. Third-Party Links

• Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for external sites.
• We recommend reviewing the privacy policies and terms of third-party websites before engaging with them.

8. Limitation of Liability

• We are not liable for any direct, indirect, or consequential losses arising from your use of our website or services.
• We do not guarantee that our website will be error-free, secure, or continuously available.

9. Indemnification

• You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our website, violation of these Terms and Conditions, or breach of applicable laws.

10. Privacy Policy

• Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. You can review our Privacy Policy here.

11. Governing Law

• These Terms and Conditions are governed by the laws of Australia.
• Any disputes shall be resolved in the courts of [Insert State], Australia.

12. Changes to Terms and Conditions

• We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective upon posting to this page.
• Continued use of our website after modifications constitutes acceptance of the revised terms.

13. Complaints and Contact Information

If you have any concerns or complaints regarding how we handle your personal information, please contact us at:

Secure My Loans
Email: info@securemyloans.com.au
Phone: 1800 112 807
Address: Norman Street, Southport QLD 4215

We aim to resolve all privacy-related complaints promptly and in accordance with the Australian Privacy Act 1988.